Delta Skymiles® Platinum Business American Express Card – Review

The Delta SkyMiles® Platinum Business American Express Card is a credit card specifically designed for businesses. It provides travelers with exclusive access to the Delta Sky Club, discounts on select flights and airport lounge access. The card also offers rewards such as travel credits, free checked bags and statement credits. This review will provide an analysis of the features and benefits associated with this particular credit card in order to determine if it is suitable for business owners who frequently travel by air.

This review will evaluate factors including fees, interest rates, rewards programs and other perks that come along with owning this type of credit card. Additionally, customer service reviews will be examined in order to assess how well customers are being served. Finally, comparisons between similar cards offered by competitors will be conducted in order to gain a better understanding of the advantages associated with using this particular credit card over others available on the market.

In conclusion, the purpose of this article is to provide readers with an overview of what can be expected from owning and utilizing the Delta SkyMiles® Platinum Business American Express Card so they can make an educated decision about whether or not this product is right for them.


Overview Of Benefits

The Delta SkyMiles Platinum Business American Express Card is a credit card designed for businesses. Its benefits include rewards points, travel protection, and access to exclusive events. It also offers complimentary upgrades on flights and discounts at certain retailers.

This credit card has an annual fee of $250 that is waived the first year. Points are awarded based on purchases made with the card. The points can be redeemed for free airline tickets or other travel related items such as hotels and car rentals. Additionally, cardholders receive up to $100 in statement credits when they book flights through Delta Airlines or its partners.

Other perks include trip delay insurance, lost baggage reimbursement, auto rental collision damage waiver, purchase protection and extended warranty coverage. Furthermore, there are special bonus promotions including double miles on select purchases and bonus miles upon sign-up.

Cardholders have access to membership lounges located in airports across the globe which provide comfortable seating areas along with complimentary food and beverage services. There is also the ability to purchase priority boarding and preferred seating options while traveling on Delta airlines. In addition, customers may take advantage of exclusive invitations to sporting events, concerts and other experiences provided by American Express Events & Experiences program.


Eligibility Requirements

To qualify for the Delta SkyMiles® Platinum Business American Express Card, applicants must meet certain requirements. The card is available to business owners who are at least 18 years old and have a valid Social Security number or Tax Identification Number (TIN).

Additionally, new applicants must be permanent residents of the United States and its territories:

  • U.S. citizens
  • Must have a valid SSN/TIN
  • Must reside in the US & territories
  • Non-U.S. citizens
  • Must have an eligible TIN associated with their address on file
  • Must reside in select countries as listed by American Express

The application also requires that applicants provide personal information such as name, address, date of birth, contact details and annual income. Applicants may also need to submit additional documents if requested by American Express to verify identity or other relevant information regarding eligibility criteria. Upon successful submission of all required documentation and acceptance from American Express, applicants will receive notification about the decision within 7-10 days after applying for the credit card product.


Rewards Program Details

The Delta SkyMiles® Platinum Business American Express Card offers a rewards program that is beneficial for business owners. With this card, customers can earn two miles per dollar spent on purchases made directly with Delta and one mile per dollar spent on all other eligible purchases. Additionally, if used at participating hotels in the Marriott BonvoyTM program, up to 5X miles may be earned with every purchase. Furthermore, new members will receive 35,000 bonus miles after spending $1,000 on eligible purchases within three months of opening an account.

To further encourage loyalty and maximize reward points potential, there are also no foreign transaction fees associated with using the card outside of the United States. Additionally, cardholders have access to priority boarding privileges when traveling with Delta Air Lines as well as discounts on select in-flight purchases. Finally, they enjoy complimentary checked bags when flying with Delta or any of their partner airlines including Virgin Atlantic Airways and Air France KLM.


Fees & Charges

The Delta SkyMiles® Platinum Business American Express Card is an excellent choice for business travelers. The card offers a range of rewards and benefits, including bonus miles on eligible purchases made with the card. This review will now focus on fees and charges associated with using this credit card.

An annual fee applies to holders of the Delta SkyMiles® Platinum Business American Express Card. Additionally, there are foreign transaction fees when making purchases overseas or in other countries that use different currencies from the United States dollar. Cash advances also attract a cash advance fee as well as interest being applied from the date of withdrawal until repayment has been made.

Balance transfers also come at an additional cost, with interest free periods not applicable for balance transfers between non-American Express accounts nor if transferring funds from another American Express account. Late payment fees can be incurred should payments be received after their due dates. Finally, returned payment fees may apply where a payment is dishonored or refused by a financial institution.

It is important to consider all potential costs when evaluating any credit card product so that users are able to make informed decisions about whether it meets their needs and budget constraints.


Customer Service Experience

The American Express Delta SkyMiles® Platinum Business Card offers a reliable customer service experience. The cardholder can reach out to the customer service team via phone, email, or online chat for queries and concerns related to the card’s various features and benefits. This convenience makes it easy for customers to resolve issues quickly.

The customer service agents are knowledgeable and friendly, providing helpful advice in an efficient manner. They respond promptly and provide timely resolution of any issues that may arise during use of the card. Furthermore, they strive to ensure complete satisfaction with their services by offering personalized assistance based on individual needs.


Overall Rating

The Delta Skymiles® Platinum Business American Express Card is a good option for frequent travelers. This card offers great rewards and benefits that appeal to business owners and executives, such as travel protection and access to exclusive events.

Feature  Rating 
Rewards   4/5
Benefits  5/5
Travel Protection 4/5
Customer Service 3/5

This card provides generous reward points on purchases made at restaurants, hotels, car rentals, flights, and other travel related expenses. Additionally, it offers plenty of valuable benefits including lounge access, complimentary upgrades, priority boarding privileges, no foreign transaction fees and more. The card also provides robust travel protections like lost luggage reimbursement or trip cancellation insurance which are beneficial when traveling abroad. However, customer service could be improved as wait times can be long and representatives may not always provide helpful information.

Overall the Delta Skymiles® Platinum Business American Express Card is an excellent choice for those who frequently travel for business purposes. It provides numerous rewards and benefits that make the cost worth it in the long run. With its extensive coverage for trips overseas and unbeatable loyalty program offerings this credit card is sure to add value to any traveler’s wallet.



The Delta SkyMiles® Platinum Business American Express Card is a great choice for business owners who want to take advantage of benefits such as bonus miles, discounts on eligible in-flight purchases and access to the Delta Sky Club. The card also provides customers with an impressive rewards program that can be used to redeem miles for flights or other travel experiences.

Additionally, the fees and charges associated with this card are reasonable when compared against similar products from competing banks. Finally, customer service experience has been reported as satisfactory by many users. Overall, the Delta SkyMiles® Platinum Business American Express Card offers numerous advantages which make it a prudent option for businesses looking to maximize their earnings while enjoying elite status thanks to its robust rewards program.

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