The Radisson Rewards™ Premier Visa Signature® Card is a credit card that offers customers the opportunity to earn rewards on their purchases. Customers are able to redeem points for free nights at select Radisson hotels, as well as many other benefits such as exclusive discounts and travel insurance. This review examines the features of this card in detail and provides an analysis of its advantages and disadvantages.
This review begins by discussing the various features of the Radisson Rewards™ Premier Visa Signature® Card, including details about the sign-up bonus, rewards rate, annual fee, APR range and more. Additionally, it outlines how customers can use their earned rewards along with any other applicable discounts or promotions offered through the program. It also explores some additional perks associated with signing up for this particular card.
Finally, this review will provide an overall assessment of the value provided by this card when compared to similar offerings from competitors. The conclusion will weigh all aspects discussed in order to determine whether or not getting approved for a Radisson Rewards™ Premier Visa Signature® Card would be worth it for potential applicants.
Overview Of Benefits
The Radisson Rewards™ Premier Visa Signature® Card provides cardholders with a range of rewards, benefits and features. This credit card offers an introductory bonus of 85,000 points after spending $2,500 within the first ninety days as well as 8x points on eligible purchases at participating Radisson hotels worldwide. Additionally, members can earn 5x points on all other purchases made in foreign currencies and 2x points on everyday purchases such as gas stations, grocery stores and restaurants.
In addition to these reward-earning opportunities, this card also comes with no annual fee; complimentary upgrades to Silver Elite status; automatic room discounts when staying at any participating Radisson hotel worldwide; exclusive access to special offers from select partners; travel accident insurance and zero fraud liability protection. Furthermore, cardholders are provided with 24/7 customer service support through the issuer’s app or website for a streamlined experience.
Eligibility Requirements
The Radisson Rewards™ Premier Visa Signature® Card is available to applicants who meet the minimum credit score requirements. To be eligible, an individual must have a FICO score of at least 670 or higher on the Experian rating system. Applicants should also have an established record of managing their finances responsibly and not be carrying significant debt.
Additionally, there are some other factors that may influence eligibility:
Credit History:
- Length – A history of good financial management over a long period of time will help increase chances for approval.
- Number of Accounts – Having multiple accounts in good standing can improve one’s likelihood of being approved for this card.
- Derogatory Marks – Negative items such as late payments, defaults or bankruptcies may decrease chances for approval.
- Income Level: An applicant must demonstrate sufficient income levels to maintain the account going forward.
- Employment Status: A steady job with reliable income is necessary for consideration by the issuer.
Applicants should take into account all these criteria when considering whether they qualify for the Radisson Rewards™ Premier Visa Signature® Card before submitting their application. It is important to review your credit report prior to applying so you know what information lenders are looking at when assessing your eligibility status.
Rewards Program Details
The Radisson Rewards Premier Visa Signature Card offers a host of rewards for cardholders. Earn five points per dollar spent on eligible net purchases at participating Radisson Hotel Group locations, two points per dollar spent on all other eligible net purchases and one point per dollar spent everywhere else Visa is accepted. When the cardholder spends $2,500 in the first 90 days after opening their account, they are rewarded with 85,000 bonus points as well as 15 Elite nights credit each year which can be used towards status upgrades or free stays.
Points earned through this card never expire and there are no category restrictions when using them to redeem rewards. Furthermore, there are no foreign transaction fees associated with this credit card.
Cardholders also benefit from additional perks such as complimentary room upgrades when available, discounts off F&B outlets located within select hotels and access to exclusive events. Additionally, members receive 10% discount off rentals booked via Hertz car rental locations worldwide and qualified flight bookings made via Rocketmiles can earn up to 5x loyalty points toward future travel expenses. Overall, these benefits make the Radisson Rewards Premier Visa Signature Card an attractive choice for frequent travelers looking for ways to maximize their rewards potential while enjoying elite-level benefits.
Fees And Interest Rates
The Radisson Rewards Premier Visa Signature Card offers a range of fees and interest rates to cardholders. With an annual fee of $75, the card provides access to many rewards and benefits that offer more value than other cards in its class. Additionally, it includes a 0% introductory APR on purchases and balance transfers for the first 15 billing cycles. After that, the regular variable purchase APR is 14.99%-22.99%, depending on creditworthiness.
Cash advances incur a 25.24% variable APR with no grace period or transaction fees associated with them. Balance transfers also have a 3% fee applied every time one is made, as well as any returned payments charged at up to $38 each time they occur. Finally, there are no foreign transaction fees when traveling abroad with this card.
Application Process
The application process for the Radisson Rewards™ Premier Visa Signature® Card is relatively straightforward. Applicants must meet certain eligibility requirements, namely they need to be at least 18 years of age and a U.S resident with a valid Social Security Number. The applicant will also need to provide financial information such as employment status, income, total assets and monthly mortgage/rent payment. Once all the necessary paperwork has been submitted, it may take up to two weeks before an approval decision can be made.
Once approved, cardholders have access to a wide range of benefits including bonus points on eligible purchases and discounts at participating hotels across the country. They are also eligible for special offers from Radisson Hotels & Resorts worldwide that include complimentary upgrades or discounted stays throughout their membership year. Additionally, there are no foreign transaction fees when using this card abroad making it ideal for frequent travelers who want to maximize their rewards potential while saving money in the long run.
Pros And Cons
The Radisson Rewards™ Premier Visa Signature® Card offers a range of features and benefits that could be beneficial to certain users. On the plus side, cardholders can earn two points for every dollar spent on eligible purchases made at participating Radisson Hotel Group locations worldwide. Additionally, they receive one point per dollar spent on all other eligible net purchases. Furthermore, new members are granted an 80,000-point welcome bonus after spending $2,500 in the first 90 days of account opening. Other perks include no foreign transaction fees and complimentary access to Global Entry/TSA Precheck applications with their membership.
On the downside, there is a high annual fee of $75 associated with this card. The rewards system also has limited earning potential due to its lack of extra bonuses or categories that offer accelerated rewards rates compared to other cards in the same space. There is also no introductory APR period offered by this credit card and all ATM withdrawals come with a 2% fee (with a minimum charge of $1).
Conclusion
The Radisson Rewards Premier Visa Signature Card has a multitude of benefits, from its rewards program to its low annual fee. Eligibility requirements are straightforward and the application process is easy. The card comes with many advantages for savvy travelers, such as a generous sign-up bonus, no foreign transaction fees, and exclusive travel benefits.
In summary, the Radisson Rewards Premier Visa Signature Card offers great value for those seeking an elite credit card experience without paying hefty annual fees or interest rates. It provides access to exclusive travel perks like automatic room upgrades at select hotels, complimentary Wi-Fi, and discounts on hotel stays. Plus, it comes with additional reward points when using the card at participating Radisson locations worldwide. With these features in mind, this may be an ideal option for frequent travelers who want to maximize their spending power while receiving premium rewards.