The NFL Extra Points Credit Card offers cardholders the chance to save money while enjoying their favorite sport. This credit card provides an appealing rewards program that includes two percent cash back on all NFL purchases, making it a great option for devoted fans of football. In this article, an in-depth review of the NFL Extra Points Credit Card will be conducted. The features and benefits associated with this credit card will be discussed as well as how individuals can take advantage of them. Additionally, suggestions for other ways to maximize savings when using this credit card will also be provided.
Overview Of Nfl Extra Points Credit Card
The NFL Extra Points Credit Card is a rewards credit card that offers cash back on various purchases, including NFL-related items. It is issued by Barclaycard US and provides an introductory APR of 0% for the first 15 months. Subsequently, cardholders are eligible to receive up to 2% cash back on all NFL purchases and 1% cash back on all other purchases. This reward structure makes it attractive to those who frequently shop at NFL stores or purchase tickets for games. Additionally, there are no annual fees associated with owning this card.
Cardholders can redeem their rewards as statement credits against their account balance or as gift cards from participating retailers. Furthermore, holders may also use their points towards exclusive access to one-of-a-kind experiences such as VIP seating and meet & greets with players. For added convenience, customers can manage their accounts online or through the mobile app which allows them to track spending habits and check balances in real time.
Benefits And Features
The NFL Extra Points Credit Card provides cardholders with various features and benefits. Purchases made at NFLShop.com are eligible to receive a 2% cash back reward, allowing users to save money on their purchases of officially licensed merchandise from the National Football League. Additionally, every NFL Extra Points purchase also earns an extra 1 point for every dollar spent. Furthermore, customers can redeem points for tickets to games or experiences related to their favorite teams as well as statement credits and gift cards.
Cardholders also benefit from no annual fee, 0% intro APR promotion on Balance Transfers for 15 months (then 13.49%-23.49% variable based on creditworthiness), 24/7 access to customer service, no foreign transaction fees when used abroad, and exclusive offers available via email only to members of the program. All in all, the NFL Extra Points Credit Card is a great way for fans of American football to show off their team pride while taking advantage of rewards and special promotional offers that come along with it.
Fees And Interest Rates
The NFL Extra Points Credit Card offers a competitive range of fees and interest rates. For purchases, the card has an Annual Percentage Rate (APR) ranging from 14.99% to 24.99%. On balance transfers and cash advances, the APR is 26.99%, though promotional APRs may be available at times. There is no annual fee or foreign transaction fee associated with this credit card.
In terms of late payments, those incur a penalty up to $39 for transactions made after the due date. The over-the-limit fee is also $39 if customers go beyond their account limit on any given purchase. Lastly, there are no rewards redemption fees typically associated with credit cards that offer reward programs such as the NFL Extra Points Credit Card program.
Rewards Program Details
The NFL Extra Points Credit Card offers a rewarding program that allows cardholders to earn 2% cash back on all qualifying NFL purchases. This includes game tickets, merchandise from the official NFL stores and concession items from select stadiums. Cash rewards are credited directly to the account within two billing cycles of each purchase. To maximize earning potential, cardholders may link their accounts with an eligible team loyalty program in order to receive up to 10X points per dollar spent at participating merchants associated with the selected team.
In addition, members can enhance their experience by taking advantage of special discounts and exclusive access to events such as pre-game parties and post-game celebrations. These perks make it possible for cardholders to enjoy more of what they love about football – great experiences with friends and family while cheering on their favorite teams.
Pros And Cons
The NFL Extra Points Credit Card offers rewards for those who are looking to make purchases related to the National Football League. The cardholders receive two percent cash back on all their purchases from the NFL, making it a great way to save some money while still supporting their favorite team. Additionally, there is no annual fee and there is an introductory zero-percent APR period of up to twelve months.
However, the rewards program does not offer any bonus points or categories that can increase the amount of cashback earned beyond the initial two percent rate. Furthermore, this credit card has foreign transaction fees of three percent which may be prohibitive for international travelers. In addition, this card only provides access to exclusive experiences with your local NFL franchise and cannot be used at other stores like supermarkets or gas stations. For these reasons, potential applicants should carefully consider whether they will benefit sufficiently from using this credit card before committing to it.
Alternatives To The Nfl Extra Points Credit Card
There are several alternative credit cards to the NFL Extra Points Credit Card that provide cash back rewards. Here are a few:
- Chase Freedom Unlimited® – This card offers 1.5% cash back on all purchases, with no annual fee and an introductory bonus of $150 when you spend $500 in your first 3 months after opening the account.
- Citi Double Cash Card – This card offers 2% cashback on all purchases, with no annual fee nor any sign-up bonus offered at this time.
- Discover it Cash Back – This card provides 5% cashback up to a total of $1500 spent per quarter on rotating quarterly categories such as gas stations and grocery stores, plus 1% unlimited cashback on all other purchases, with no annual fee or foreign transaction fees (plus new customers receive double their earned cashback during the first year).
- Capital One Quicksilver Cash Rewards Credit Card – This card offers an unlimited 1.5% cashback on every purchase made, with no annual fee and an introductory bonus of $150 when you spend $500 in your first 3 months following account opening.
In addition to these options, there are numerous other cards available for those interested in earning rewards from their spending habits; however, many of them come with high interest rates and/or large annual fees which could quickly outweigh any benefits gained from using them over the NFL Extra Points Credit Card. Therefore, it is important to do research into different types of cards before making a decision as to which one would be best suited to meet individual needs and preferences.
The NFL Extra Points Credit Card provides an attractive rewards program for those who are looking to make purchases related to the National Football League. With a low annual fee and no foreign transaction fees, this card offers consumers access to exclusive benefits such as 2% cash back on all NFL purchases. In addition, there is also a generous sign-up bonus that allows users to earn up to 20,000 points which can be used toward NFL tickets or merchandise. Furthermore, the interest rates associated with this credit card are relatively competitive when compared with other cards in its class.
Overall, the NFL Extra Points Credit Card has many features that may appeal to avid football fans and provide ample opportunities to save money while making their favorite team’s purchases. However, it should be noted that shoppers seeking more traditional rewards programs may find better options elsewhere due to lack of flexibility and limited redemption options available through the NFL Extra Points program. Additionally, those who frequently travel abroad might prefer another card with no foreign transaction fees instead.
For those whose spending habits align with the specialties of the NFL Extra Points Credit Card—namely frequent shopping within the scope of professional football—this could prove an advantageous option in terms of earning rewards quickly without sacrificing security or convenience. All things considered, prospective customers should carefully consider their needs before deciding if this particular card best fits their lifestyle and budget requirements.