My Gm Rewards Card Review – Turn Your Credit Cards Points Into A Car

Are you tired of earning credit card points and rewards that can only be redeemed for cash or gift cards? If you’re looking for a way to turn those points into something special, My GM Rewards Card is the answer. With this card, you can use your hard-earned rewards to buy a car! In this article, I’ll give my honest review of the My GM Rewards Card and explain everything you need to know about turning your points into a car.

If you’ve been dreaming of driving off in your own car, but don’t have enough money saved up, this could be the perfect solution for you. The My GM Rewards Card allows you to transform your credit card points into an amazing new vehicle from General Motors. With an impressive network of quality brands like Chevrolet, Cadillac, Buick, and GMC – as well as a variety of financing options – it’s never been easier to get behind the wheel of your dream car.

In my review of the My GM Rewards Card, I’ll cover how it works and what benefits it offers. I’ll also provide tips on how to maximize your rewards so that you can get the most out of your points and make sure you’re getting the best deal possible on your new car. So if you’re ready to learn more about turning those pesky credit card points into an awesome new ride, keep reading!

Overview Of Gm Rewards Program

GM Rewards is a loyalty program that allows customers to redeem their credit card points for a GM vehicle. The program is designed to reward customers for making purchases with GM-affiliated credit cards. It also provides additional benefits, such as discounts on parts and service at GM dealerships and access to exclusive events. With the GM Rewards program, customers can turn their credit card points into a car of their choice.

The program works by allowing customers to convert their accumulated points into a voucher that can be applied toward the purchase or lease of any new or used GM vehicle. Customers must have an active account with a participating credit card issuer in order to take advantage of the program. Once they have earned enough points, they can redeem them for the car of their choice at any participating GM dealership.

Customers who participate in the GM Rewards program will enjoy additional benefits, including special offers and discounts on parts and service at GM dealerships, as well as access to exclusive events hosted by GM. They will also receive 24/7 customer support from a dedicated team of experts who can help with questions about the program and provide advice on how to maximize rewards and savings.

Benefits Of Joining The Program

Joining the GM Rewards Card program can offer a number of benefits to cardholders. The most obvious benefit is gaining access to great deals on cars and car services. By signing up for the program, you’ll be eligible to receive discounts and other perks that are exclusive to card members. Additionally, many of these rewards are stackable, so you can save even more money when using multiple cards.

The GM Rewards Card also provides its members with access to special financing options, including 0% APR on select purchases. This means that you can purchase high-priced items without having to worry about interest rates or hidden fees. Furthermore, their online portal makes it easy to track your spending and manage your rewards points in one convenient place.

The GM Rewards Card is an excellent way to get the most out of your credit cards points. With its generous rewards structure, competitive rates, and various financing options, it’s a great choice for anyone looking to maximize their credit card points into a car purchase or service discounts.

Requirements For Earning Points

Gaining points for your GM Rewards Card is simple and straightforward. To start earning, all you need to do is make purchases with your card. Each purchase you make will add points to your account, which can be used towards a new car or other rewards. You will also gain additional points when shopping at certain stores or making certain types of purchases.

It’s important to note that the amount of points you earn depends on the type of purchase and retailer. For example, you may receive double or triple points for purchasing items from certain brands or stores. Additionally, using your card to pay for gas or groceries may give you a higher point multiplier than other purchases.

It’s also possible to increase your points total by signing up for special promotions and taking surveys online. These activities can quickly boost your total, so it’s worth keeping an eye out for any offers that could help you get closer to your goal of purchasing a car with GM Rewards Points.

Redeeming Your Points

Redeeming your GM rewards points is a great way to turn your credit card points into something tangible. You can use your points to purchase or lease a new or used GM vehicle, accessories, parts, and service. Here’s how:

  • Check the value of your points by visiting the GM Rewards website or calling their customer service line.
  • Choose from a variety of vehicles and accessories available in the online store.
  • Submit an online application for the vehicle you want and enter your payment information.

Once you’ve made your selection and submitted your application, it will be reviewed and approved within 72 hours. Your new GM vehicle could be yours in no time! All that’s left to do is drive off in style with the car of your dreams!

Types Of Vehicles Available

Moving on from redeeming your points, it’s time to explore the types of vehicles available with GM rewards. With so many options, you can turn your hard-earned credit card points into a car that meets your needs and budget.

To get an idea of what is available, take a look at the table below:

Vehicle Type -> Available Models 

Sedans Chevy Malibu, Cadillac CT5, Buick Regal TourX
SUVs Chevy Equinox, GMC Terrain, Cadillac XT5
Trucks  Chevy Silverado 1500 , GMC Sierra 1500, Chevrolet Colorado

Sedans are perfect for daily driving and come in several styles. You’ll find the elegant and sporty Cadillac CT5 or the spacious yet stylish Buick Regal TourX. If you’re looking for an SUV, consider the powerful and efficient Chevy Equinox or the luxurious Cadillac XT5. And if you need a truck for work or recreation, you can choose from the popular Chevy Silverado 1500 or the roomy GMC Sierra 1500.

No matter which vehicle type you select from GM Rewards program, you can rest assured that you’ll be getting a quality ride backed by renowned reliability and performance. So why not use your points to turn them into wheels? It’s sure to be an investment worth making.

Cost Comparison To Purchasing A Car Outright

Using a GM Rewards Card to purchase a car can be an economical solution for those wanting to get behind the wheel quickly. With the card, you can take advantage of discounted prices, financing options, and rewards points that can be used toward the purchase. Here’s a cost comparison between buying a car outright and using your GM Rewards Card:

  1. Price:When purchasing a car outright, you are paying the full retail price. With the GM Rewards Card, you have access to discounted prices and can save money upfront on your purchase.
  2. Financing Options: When buying a car outright, you must have cash or secure financing from an outside source such as a bank or credit union. The GM Rewards Card offers financing options with competitive rates that may be more advantageous than outside sources.
  3. Rewards Points: Utilizing your GM Rewards Card allows you to earn points for every dollar spent which can then be used toward future purchases of items at select partner stores or even toward the purchase of another vehicle!
  4. Time Frame: Purchasing a car outright can take weeks or even months depending on how quickly you secure financing and finalize paperwork with dealerships and banks. With the GM Rewards Card, you can complete most transactions in one day so you don’t have to wait long to get behind the wheel!

Using your GM Rewards Card is an effective way to save money on your next vehicle purchase while also taking advantage of rewards points and competitive financing options that cannot be found when purchasing an automobile directly from dealerships without utilizing a rewards card program.

Transferring Points Between Accounts

Once you have accumulated enough points on your GM Rewards Card to purchase a car, you can transfer those points to other accounts. This allows you to use the points from your GM Rewards Card towards other purchases or services. This is a great way to maximize the value of your rewards and get more out of them.

The process for transferring points between accounts is fairly straightforward. All you need to do is provide the card information for both accounts and specify how many points you want to transfer. Once that’s done, the transfer should be completed within 5-7 business days. Additionally, there may be a fee associated with the transaction depending on how much you are transferring and which account it’s being transferred from.

It’s important to keep in mind that when transferring points between accounts, it must be done in full increments only; partial transfers are not allowed. In addition, make sure that both accounts are able to accept point transfers before attempting one as some banks may not allow this type of transaction. By taking these precautions, you can ensure that your point transfer goes smoothly and that all the rewards points earned through your GM Rewards Card will be put to good use.

Qualifying For Special Offers & Promotions

GM Rewards Card holders can qualify for a variety of special offers and promotions. GM Rewards Card members can earn triple points on select purchases when shopping at participating GM dealerships, as well as discounts on select services such as oil changes, tire rotations, and car washes. They can also receive exclusive access to special events hosted by GM, such as test drives and autograph signings. Additionally, cardholders are eligible for promotional deals like free maintenance packages and exclusive rebates on select vehicles.

To take advantage of these offers and promotions, cardholders must first meet certain requirements. For example, they must be in good standing with their account and have made at least five purchases within the last three months. Some offers may require additional qualifications or restrictions to be met before being eligible to take part in them. To stay up to date on available offers, cardmembers should regularly check their account or opt-in to receive email notifications from GM Rewards.

With the right qualifications, GM Rewards Card holders can enjoy an array of benefits that make owning a car more enjoyable and rewarding. Special offers and promotions offer cardholders a chance to save money while experiencing all the great features of GM vehicles. With careful planning, cardholders can maximize their rewards points for even greater savings when it comes time to purchase a new vehicle from GM.

Customer Service & Support

The my GM rewards card offers customers an easy way to turn their credit card points into a car. But what about customer service and support? That’s where the my GM rewards card really shines. With 24/7 customer service available on the phone, email, or live chat, customers can count on help whenever they need it.

The customer support team is friendly and knowledgeable about all aspects of the my GM rewards program. They can answer questions about eligibility, point redemption, and more. Plus, customers have access to a variety of resources such as FAQs, tutorials, and even an online community to get the help they need.

Whether customers are just starting out with their my GM rewards program or looking for more information, they can rest assured that they’ll be able to get the answers they need quickly and conveniently.

Pros & Cons Of Using Gm Rewards Card

Using a GM Rewards Card has many advantages. Firstly, you can turn your credit card points into a vehicle, making it an ideal way to save up for your dream car. Furthermore, the rewards program offers competitive cash back bonuses and discounts on all GM purchases. Additionally, the program also provides exclusive access to special events and offers in the United States and Canada.

On the other hand, there are some drawbacks to using a GM Rewards Card. One major disadvantage is that you need to have a qualifying GM account in order to take advantage of the rewards program. Additionally, some people may find that their rewards points do not accumulate quickly enough to be worth redeeming them for discounts or vehicles. Finally, customers who do not make frequent purchases may find that they do not get much out of using the card.

Overall, using a GM Rewards Card can be beneficial if you meet certain criteria and are willing to put in the effort required for maximum benefit. As with any rewards program, it is important to weigh up the pros and cons before deciding whether it is right for you.


In conclusion, the GM Rewards Program is a great way to turn your credit card points into a car. It has many benefits, such as earning points on purchases, redeeming points for vehicles, transferring points between accounts, and qualifying for special offers and promotions. Plus the customer service and support they offer is among the best.

Overall, I’m very satisfied with my GM Rewards Card. The program is user-friendly and easy to understand. I’ve been able to get some great deals by redeeming my points for vehicles. And I appreciate that they have special promotions and offers available throughout the year.

I definitely recommend signing up for the GM Rewards Program if you’re looking to turn your credit card points into a car. It’s a great way to save money and get some amazing rewards along the way!

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