Huntington Bank is one of the largest regional banks in the United States, offering a wide range of financial services and products to customers throughout the country. This review will provide an overview of Huntington Bank’s checking, savings, CD accounts and other relevant offerings. It will evaluate these options based on cost-effectiveness, customer service quality, convenience and overall satisfaction ratings.
The review begins by examining Huntington Bank’s checking account options. These include standard personal accounts as well as business accounts with special features designed for small businesses or entrepreneurs. The fees associated with each type of account will be discussed along with any additional benefits that may apply.
Next, this review considers the savings accounts offered by Huntington Bank from both traditional CDs and high yield Savings Accounts. Here, it looks at the minimum deposit requirements for each product, interest rates earned on deposits over time and any applicable fees associated with these types of accounts. Finally, the review evaluates customer service provided by Huntington Bank through its various channels such as online chat support, telephone banking and mobile app access. It covers response times for inquiries made through each channel as well as overall satisfaction ratings from previous customers who have interacted with them before.
Overall, this review provides an objective assessment of Huntington Bank’s checking, savings and CD account offerings so that potential customers can make informed decisions when considering which bank best suits their needs.
Overview Of Services
Huntington Bank is a retail and commercial bank that provides its customers with an array of banking services. These include checking, savings, CD accounts, loan options, credit cards, mortgages, trust services and other financial products. Customers can access their accounts online or through the Huntington mobile app to manage account balances, transfer funds and make payments. The bank also offers helpful advice for personal finance issues such as budgeting and debt management. With branches located in eight states across the Midwest United States, Huntington Bank serves individuals and businesses throughout these regions.
Additionally, it has a call center available 24/7 for customer assistance. In order to meet individual needs, Huntington Bank provides various types of accounts including checking, savings and CDs with competitive rates and flexible terms. Furthermore, there are loan programs designed to help customers purchase homes or vehicles as well as business solutions tailored for small companies.
Interest Rates & Fees
Huntington Bank offers a variety of accounts that feature competitive interest rates and fees. Checking, savings, and CD accounts all have different associated rates. The Huntington Bank 5 checking account has an annual percentage yield (APY) of 0.05%. This is a free online or mobile banking option with no monthly service fee and a minimum opening deposit requirement of $25. Additionally, the Savings Builder account has an APY of 0.10% for balances up to $5,000; this rate increases to 0.15% on higher balances. It requires no monthly maintenance fee and has a low minimum opening balance of only $500. For customers looking for higher returns on larger deposits, the Huntington Bank 12 Month CD earns an APY of 1.30%; it requires a minimum deposit of $1,000 and comes with a penalty for early withdrawal.
Customers also enjoy access to ATMs worldwide with their debit card as well as 24/7 access to customer care representatives in case they need help managing their finances at any time. All these features combine to make Huntington Bank’s financial products attractive options for many customers seeking reliable banking services at reasonable costs and good interest rates.
Customer Support
Huntington Bank offers comprehensive customer support options. Customers have access to online chat, phone and email services as well as in-person banking centers throughout the US. Huntington’s website is available 24/7 with helpful resources including FAQs and how-to videos for navigating accounts and transactions. In addition, customers can take advantage of text message alerts that keep them informed about account activity on their mobile phones. Furthermore, the bank also provides automated security features such as two factor authentication when accessing an account or making a transaction. Overall, customers are able to receive assistance quickly and securely through various channels offered by Huntington Bank.
Mobile & Online Banking
Moving on to mobile and online banking, Huntington Bank offers both options. Customers can take advantage of the convenience that comes with managing their accounts remotely. This includes checking account balances, transferring funds, depositing checks, viewing transaction history and more.
The following are some key features available through Huntington Bank’s Mobile & Online Banking:
- Secure access via app or web browser
- Real-time alerts sent directly to your phone
- Bill pay capabilities
With secure access and real-time notifications, customers can stay connected to their finances anytime, anywhere. Furthermore, users have the ability to set up bill payments for recurring expenses such as rent or utilities in an easy and convenient way from their own device.
Security Features
Huntington Bank offers a number of security features to ensure the safety and protection of customer accounts. These include 24/7 fraud monitoring, card controls that allow customers to monitor spending on their debit or credit cards in real time, secure online banking with two-factor authentication, encryption technology for all transactions, alerts when suspicious activity is detected, dispute resolution services, and FDIC insurance coverage up to applicable limits. All of these measures are designed to keep customer funds safe from theft or unauthorized access.
In addition, Huntington Bank also provides tools such as account balance information via text message and online resources for financial education and budgeting assistance, helping customers stay informed about their accounts and manage finances more efficiently. Customers can also use the bank’s mobile app for quick access to their accounts anytime, anywhere.
Pros & Cons
Moving on from the security features of Huntington Bank, this section will discuss some of the pros and cons of their checking, savings, CD accounts, and more. The primary benefit of banking at Huntington is that they offer competitive rates for products such as mortgages and other loans. Additionally, customers have access to a variety of account options with no monthly fees or minimum balances required. Their customer service is also top-notch; representatives are friendly and knowledgeable, making it easy to get help when needed.
The only downside to having an account with Huntington Bank may be its limited branch locations throughout the United States. This can make accessing funds difficult if you’re in another state or country away from your home location. Nonetheless, online services provide convenient access regardless of where you live or travel. There’s also a wide range of helpful tools available through the website which allow customers to easily manage finances while being rewarded with loyalty points and cash back offers. All these benefits combined make Huntington Bank an attractive option for those seeking a reliable financial institution.
Conclusion
Huntington Bank is a reputable financial institution that offers customers various services such as checking accounts, savings accounts, certificates of deposit and more. The interest rates and fees are competitive with other banks in the industry, providing customers with an enticing offer to open an account. Additionally, customer support is available through email, phone or in person for any questions about their banking products. Mobile and online banking options make it easy for customers to manage their finances from anywhere at anytime. Furthermore, top-notch security features protect clients’ data from cybercriminals and fraudsters to ensure customer safety and satisfaction. All things considered, Huntington Bank provides its users with great benefits making it an attractive option when choosing a bank.