The Delta SkyMiles® Platinum American Express Card provides a range of benefits that appeal to frequent travelers. This review provides an overview of the features, services and rewards offered by this card. It also looks at the pros and cons associated with it to help potential customers make an informed decision about whether or not it is right for them.
The Delta SkyMiles® Platinum American Express Card offers a variety of features designed to make travel easier and more rewarding. These include access to exclusive membership perks such as complimentary upgrades, discounts on airfare, hotel stays and car rentals, priority boarding and no foreign transaction fees. Customers can also earn bonus miles when they use their card for everyday purchases like dining out or shopping online.
In addition to these attractive features, the Delta SkyMiles® Platinum American Express Card has some drawbacks which should be considered before applying for one. These include higher than average annual fees and restrictions on how reward points are earned and redeemed. This review will provide an in-depth look at all aspects of the card so readers can decide if it meets their needs.
Overview
The Delta SkyMiles® Platinum American Express Card is a rewards credit card that offers users various benefits and discounts. It gives access to several travel-related perks, such as priority boarding, free checked bags, and reduced fees for certain flights. The card also comes with an annual fee of $250; however, this can be offset by the airline miles earned from purchases. Additionally, customers receive bonus miles upon signing up for the card and on their anniversary each year.
In terms of its reward program, the Delta SkyMiles® Platinum American Express Card allows users to earn two miles per dollar spent on eligible Delta Airlines purchases. Furthermore, one mile is awarded for every dollar spent on all other qualifying purchases. These points can be redeemed for flights or upgrades in addition to gift cards and merchandise. Finally, customers have access to exclusive events through Amex Experiences and can enjoy discounts at select hotels and car rental companies when booking with their Delta SkyMiles® Platinum American Express Card.
Benefits And Rewards
The Delta SkyMiles® Platinum American Express Card offers a variety of noteworthy benefits and rewards. Members can earn 3 miles for every eligible dollar spent on purchases made directly with Delta, which includes seat upgrades, in-flight services and products, as well as airfare purchased from the airline; 2 miles per dollar spent at restaurants worldwide; 1 mile for each eligible dollar spent everywhere else. Additionally, cardholders receive an introductory bonus offer of 35,000 bonus miles after spending $1,000 within three months of account opening.
Members also enjoy access to exclusive experiences like complimentary lounge access when approved for Priority PassTM Select membership or Complimentary Upgrades to First Class or Delta Comfort+ seating based on availability. Moreover, members are provided trip delay coverage up to $300 if their flight is delayed more than 6 hours due to reasons such as bad weather or mechanical failure and baggage insurance plan that reimburses them up to $500 per person ($1000 maximum) if their bags are lost by the carrier. These features help make travel easier and more enjoyable while providing peace of mind during trips.
Eligibility Requirements
The Delta SkyMiles® Platinum American Express Card is available to individuals who meet certain requirements. To qualify, applicants must be at least 18 years of age and a permanent legal resident or citizen of the United States. Additionally, they must have an active checking account in good standing with no negative credit history reported within the past 90 days.
In order to apply for this card, applicants will need to provide proof of their current address and employment status as well as any additional financial information required by the issuing bank. A valid government-issued photo ID may also be requested during application processing. Once approved, customers can begin using their new card immediately, though it may take up to two weeks before all benefits are fully activated.
Fees And Interest Rates
The Delta SkyMiles® Platinum American Express Card has a $250 annual fee, which is waived for the first year. This card offers an introductory APR of 0% on purchases and balance transfers for 15 months from account opening with no balance transfer fees. After that, the ongoing APR is 14.99%-23.99% Variable based on creditworthiness.
Cardholders must also be aware of any additional fees that may be incurred:
- A foreign transaction fee of 2.7%.
- An extra fee up to $38 if payments are not made by the due date or if one’s total minimum payment is not received in full by its due date for two consecutive billing cycles.
- An increase in interest rates applicable to all balances (including existing balances) should one’s minimum payment be more than 60 days late.
In addition to these fees, consumers should consider cash advances may have different terms such as higher APRs and fees; therefore it is best to check prior to using them as they can result in considerable costs. Furthermore, even when making timely payments customers will incur interest charges unless their account has a zero balance at time of statement closing date each month.
Pros And Cons
Moving on from the Fees and Interest Rates of the Delta SkyMiles® Platinum American Express Card, it is important to consider the pros and cons associated with this card. One major advantage of this card is that holders are eligible for complimentary access to priority check-in lines at airports as well as discounts in various airport lounges. Furthermore, some travel insurance benefits such as lost luggage protection are included within the terms of use.
In addition, rewards points can be used towards purchasing flights or booking hotel rooms via partnered websites. Points may also be exchanged for merchandise items featured on partner sites and redeemed for gift cards. However, there is a limit to how many miles customers can accumulate through their purchases; after reaching an annual threshold they must wait until the next calendar year before they can begin accumulating again. The lack of flexibility in regards to earning potential makes it difficult to leverage all the available perks associated with this card.
Alternatives
The Delta SkyMiles Platinum American Express Card is a great choice for frequent travelers who are looking for an airline rewards card. However, there may be better options out there depending on individual preferences and needs. This section will compare the Delta SkyMiles Platinum American Express Card to three other cards: the United Explorer Card from Chase, the Citi AAdvantage Platinum Select World Elite Mastercard, and the Capital One Venture Rewards Credit Card.
| Delta SkyMiles Platinum Amex | United Explorer Card | Citi AAdvantage Platinum Select World Elite Mastercard | Capital One Venture Rewards Credit Card | |
| Sign-up Bonus | 30K Miles after spending $3K in first 3 months | 40k miles after spending $2K in first 3 months | 50k miles after spending $3K in first 3 months | 50k points after spending $3000 within 3 months |
| Annual Fee | $250 | $95 | $99 | $0 (first year), then 95 |
| Earning Rate | 5X Miles per dollar spent with Delta & 2X Miles at restaurants & US supermarkets | 2x miles per dollar on purchases with united & 1x mile elsewhere | 2x miles on AA purchases, dining and grocery stores; 1x mile elsewhere | 2x points per dollar spent on all purchases |
The Delta SkyMiles Platinum American Express Card offers an impressive sign-up bonus of 30,000 miles when you spend just $3,000 in your first three months. It also has an annual fee of $250 which is higher than most competing cards but it does offer 5X miles per dollar spent with Delta airlines as well as 2X miles at restaurants and U.S supermarkets. The United Explorer Card from Chase provides a more generous sign-up bonus of 40,000 miles but its earning rate is lower than that of the Delta SkyMiles card. Additionally, its annual fee of $95 is much cheaper than that of the Delta card. The Citi AAdvantage Platinum Select World Elite Mastercard features a very attractive sign-up bonus – 50,000 points if you spend only $3,000 within three months – however its earning rate isn’t as high as that of the two aforementioned cards. Lastly, while not offering any kind of sign up bonus or high earning rates like other cards do ,the Capital One Venture Rewards Credit Card doesn’t require paying any annual fees during your first year making it still one viable option for those who are seeking a rewards credit card without having to pay anything upfront .
In short ,while each reward credit card comes with different benefits based on individual needs and preferences ,Delta’s Skymiles platinum american express card offers great value for frequent flyers thanks to its competitive sign up bonus along with five times more earnings when used at delta affiliated establishments .
Conclusion
The Delta SkyMiles® Platinum American Express Card is a great choice for frequent travelers who want to maximize their rewards. The card offers generous bonuses and flexible redemption options that allow customers to get the most out of their miles. Eligibility requirements are fairly straightforward, with no annual fee for those who meet them. Fees and interest rates are competitive compared to other cards on the market, but it’s important to read the terms and conditions carefully before signing up.
Though this particular credit card has many advantages, there are some potential drawbacks as well. Those looking for lower fees or greater rewards may find better alternatives elsewhere. Additionally, applicants will need good-to-excellent credit in order to qualify for the best features offered by this card.
Ultimately, whether or not the Delta SkyMiles® Platinum American Express Card is right for you depends on your individual needs and preferences. It can be an excellent choice if you travel frequently enough to take full advantage of its benefits while still being mindful of its possible costs and eligibility requirements. Consider researching other available options as well so that you can make an informed decision about which card suits your lifestyle best.