Capital One Spark 1.5x Miles Select Review – Unlimited 1.5x Miles

The Capital One Spark 1.5X Miles Select is an interesting credit card offer that provides users with unlimited 1.5x miles on every purchase they make. With this product, the user not only earns more rewards but also enjoys additional benefits such as no foreign transaction fees and a competitive APR rate. This article reviews the features of this credit card in detail to help readers understand how it works and whether it fits their needs.

The Capital One Spark 1.5X Miles Select offers several attractive features which are outlined below: First, there is no cap on the amount of points earned or redeemed; users can earn up to 1.5x miles for each dollar spent on all purchases, while keeping track of their rewards quickly through convenient online tools. Additionally, customers benefit from low interest rates compared to other cards available in the market today, as well as zero foreign transaction fees when travelling abroad – making it ideal for international travelers who prefer using cards instead of cash when shopping overseas.

Finally, another advantage of the Capital One Spark 1.5X Miles Select is its generous sign-up bonus: new members receive 10,000 bonus miles after spending $500 within their first three months from opening an account – equivalent to around $150 worth of travel expenses depending on where you want to go! This type of reward system encourages users to maximize their earning potential by focusing on big purchases rather than small ones – offering great value for money in return.



The Capital One Spark 1.5x Miles Select is a rewards credit card offering unlimited 1.5x miles on every purchase made with the card. The miles earned can be used to redeem for travel, merchandise and gift cards. With no annual fee and an introductory APR of 0% for 12 months, this card offers great value for frequent travelers and those looking to maximize their rewards earnings.

The main benefits provided by the Spark 1.5x Miles Select are its flexibility in how you use your points, as well as the ability to earn extra points when making purchases at select merchants or through promotional offers. Additionally, customers who sign up for automatic bill payments will receive additional bonus miles each month that can be redeemed towards future purchases.


Eligibility Requirements

To be eligible to earn 1.5x miles with the Capital One Spark Miles Select card, applicants must meet certain requirements. First, they must be legal residents of the United States and at least 18 years old. They must also have a valid government-issued ID such as a driver’s license or passport. Additionally, applicants should not currently have any open bankruptcy cases or delinquent accounts with Capital One in order for their application to be approved.

Furthermore, applicants must provide proof of income by supplying either two months of bank statement copies or an official pay stub from their employer. Lastly, credit history will play an important role when applying for this card; those without sufficient credit may need to apply for a secured version instead. It is important that all eligibility criteria are met before submitting an application to improve chances of approval.


Benefits And Rewards

The Capital One Spark 1.5x Miles Select card offers a generous rewards program for its members. Cardholders can earn an unlimited number of miles at the rate of 1.5x per dollar spent on all purchases, no matter how much they spend or where they shop. This makes it easy to accumulate points quickly and maximize their rewards potential.

In addition to earning miles with every purchase, the card also provides additional benefits that make this card even more attractive:

  • Bonus miles when making purchases in select categories such as gas stations, restaurants, hotels and travel fare;
  • A 0% introductory annual percentage rate (APR) for 12 months on balance transfers;
  • No foreign transaction fees;

These features make this credit card an ideal choice for frequent travelers who want to save money by maximizing their rewards earnings while minimizing other costs associated with international travel. Furthermore, due to the lack of restrictions on the types of spending eligible for bonus miles, the Capital One Spark 1.5x Miles Select is a great option for anyone looking to maximize their mile accumulation opportunities without having to limit themselves to certain retailers or spending categories.


Fees And Interest Rates

The Capital One Spark 1.5x Miles Select card offers an impressive rewards program, and the fees and interest rates associated with this credit card are reasonable when compared to similar cards on the market. There is no annual fee for this card; however, it does charge a variable APR rate of 16.49% – 25.49%, depending on creditworthiness. Additionally, there is a balance transfer fee of 3% or $10 (whichever is greater) as well as a cash advance fee of either 5% or $10 (whichever is greater). Late payment fees can be up to $39 and returned payments will incur a fee of up to $39. It should also be noted that foreign transactions made in U.S. dollars have no transaction fees but those made in other currencies may incur a 2%-4% surcharge per purchase. Overall, the fees associated with the Capital One Spark 1.5X Miles Select Card are competitively priced and provide customers with access to necessary financial services without incurring too many additional costs.


Customer Service

The Capital One Spark 1.5x Miles Select card offers excellent customer service to its users. Customers can contact the company via phone, email or chat. The response times are typically short and they offer knowledgeable help with a variety of inquiries. The staff is friendly and accommodating and can provide answers quickly to most questions.


Advantages Disadvantages
Phone Fast response Customer may incur fees |
Email Knowledgeable help Sometimes slow responses
Chat Friendly & Accommodating Difficult to explain complex inquiry


In terms of convenience, customers have multiple options for contacting the company depending on their needs. Additionally, there are no additional costs associated with using any of these methods which makes it easy for customers to get the help they need without worrying about extra expenses.


Pros And Cons

The Capital One Spark 1.5x Miles Select credit card offers unlimited 1.5x miles on every purchase, which is an attractive proposition for those looking to maximize their rewards and earn more miles faster. This card also features no annual fee and a 0% introductory APR period on purchases and balance transfers for the first 15 months, providing users with a great way to save money in the short-term as well. Additionally, cardholders can enjoy access to premium travel services such as priority boarding, baggage insurance coverage, rental car discounts, extended warranties and more.

On the other hand, there are some drawbacks associated with the Card One Spark 1.5x Miles Select credit card that should be considered before applying. For example, many of these reward benefits require a minimum amount spent each year or within certain categories in order to activate them – this could put off potential applicants who prefer simpler rewards schemes without any additional requirements. Furthermore, once the introductory period ends, interest rates may become quite high depending on one’s credit score; therefore it is important to pay off balances quickly in order to avoid costly late fees and finance charges.



The Capital One Spark 1.5x Miles Select is a great credit card for consumers who are looking to earn rewards on their everyday purchases and take advantage of travel benefits. With the unlimited 1.5x miles, there is potential to earn significant rewards over time. This card also offers no annual fee and numerous other features that make it an attractive option for many different types of customers.

When considering eligibility requirements, applicants should be aware that they must have good-to-excellent credit history in order to qualify for this card. Additionally, fees and interest rates associated with the card may vary depending on the individual’s creditworthiness. Customers can expect excellent customer service from Capital One, which includes 24/7 access to account information online or by phone and fraud protection services.

Overall, the Capital One Spark 1.5x Miles Select Card has both pros and cons but its combination of convenience, rewards structure, low costs, and robust customer support certainly makes it worth considering as part of one’s overall financial portfolio strategy. The ability to quickly rack up points along with generous bonuses gives shoppers plenty of incentive to give this offer serious consideration when deciding which type of card best suits their needs.

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