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Cash-out refinance loan is a product offered by financial institutions to homeowners. It allows them to access the equity they have accumulated in their home with minimal paperwork and competitive interest rates. The product has grown popular among many homeowners looking for additional capital or debt consolidation options, however it also carries certain risks that …

Cash-Out Refinance Loan – Definition, Pros & Cons Of Taking One Out Read More »

The Loan Shark Prevention Act is an important piece of legislation that has the potential to protect vulnerable individuals from predatory lenders. The act, if passed, could significantly reduce the amount of debt and financial hardship experienced by many people in our society. This article will discuss what this proposed act entails and how it …

Loan Shark Prevention Act – What It Is And How It Would Affect You Read More »

Money laundering is a process of concealing the source and destination of illegally obtained funds. It has become one of the most serious financial crimes worldwide, with hundreds of billions of dollars being laundered annually. This article will explain what money laundering is, provide examples, discuss common schemes employed by criminals, and outline relevant regulations …

What Is Money Laundering (Explained) – Examples, Schemes & Regulations Read More »

Organizational skills are an essential component of a healthy lifestyle. Without them, individuals may struggle to manage their finances and make sensible decisions regarding money management. This article will discuss the importance of developing organizational skills in children as a way to teach financial lessons that can help guide them into adulthood. Furthermore, it will …

Money Lessons Kids Can Learn From Developing Organization Skills Read More »

Investing in the stock market can be a daunting task, especially when there are so many unfamiliar terms used. To become successful and confident in investing, it is important to understand the lingo associated with financial markets. This article will provide an overview of some essential terminology that every investor should have in their vocabulary. …

Financial Terms Every Investor Needs To Have In Their Vocabulary (List) Read More »

Moving back home with parents as an older adult is a situation that more and more individuals find themselves in. The reasons for returning can vary, but regardless of the cause it is important to understand how best to make this transition work successfully for all involved. This article will discuss strategies on making moving …

Moving Back Home With Parents As An Older Adult – How To Make It Work Read More »

Living in an urban, suburban or rural environment can be vastly different and there are many factors to consider when deciding which type of living situation is right for you. Each location has its own unique benefits and drawbacks that must be taken into account before making a decision. This article provides an overview of …

Urban Vs Suburban Vs Rural Living – Differences To Consider Where To Live Read More »

In the age of digital technology, it is important to understand how to protect one’s privacy online and prevent hacking. As more people use various forms of internet services, such as social media platforms and e-commerce websites, security threats become increasingly prevalent. It is essential for individuals to be informed on the various methods they …

Ways To Protect Your Privacy Online & Prevent Hacking Read More »

The concept of a credit report is an essential component for individuals to understand in order to ensure financial stability. A credit report encompasses information about an individual’s borrowing and payment history, which can impact the ability to obtain loans, mortgages and other forms of financing. It is important that individuals stay informed by regularly …

What Is A Credit Report And How Do You Get A Free Annual Credit Report? Read More »

The penny, the smallest denomination of United States currency, has been in circulation since 1793. Over two centuries later, there is an ongoing debate surrounding its usefulness and cost-effectiveness. On one hand, some argue that getting rid of the penny would be beneficial both economically and logistically; on another hand, others contend that it should …

Should We Get Rid Of The Penny? – Reasons To Keep It Vs Eliminate It Read More »