The Alaska Airlines Visa® Credit Card is a great option for those who want to maximize the miles they earn when flying with Alaska Airfare. This credit card offers 3x miles on all eligible purchases, making it an excellent choice for frequent flyers. In this review, we will take a closer look at what makes this card so appealing and what some of its drawbacks may be.
This comprehensive review aims to provide readers with a better understanding of the features and benefits associated with owning the Alaska Airlines Visa® Credit Card. The first section discusses the rewards program details, including which purchases are eligible for earning 3x miles and how many points can be earned overall. Additionally, we explore other perks such as travel insurance coverage and sign-up bonuses that come along with holding this card.
Finally, in order to get a full picture of the Alaska Airlines Visa® Credit Card’s value proposition, we investigate any potential drawbacks associated with using it and discuss alternative options available to travelers who are looking for more tailored rewards programs. By considering both positive and negative aspects of this product, readers should walk away from this article armed with enough information to make an informed decision about whether or not this credit card fits their needs best.
Overview
The Alaska Airlines Visa® Credit Card is a great option for frequent travelers who want to earn rewards when flying with Alaska Airlines. This card offers three miles per dollar spent on eligible purchases with Alaska as well as one mile per dollar spent on all other purchases. Additionally, there are no foreign transaction fees charged when using the card abroad and customers can enjoy complimentary checked bags for themselves and up to six companions traveling on the same reservation.
Other benefits include priority boarding privileges, discounts at dining establishments and car rental agencies, travel accident insurance, emergency assistance services, and more. The credit card has an introductory APR of 15.24% – 25.24%, depending on the customer’s creditworthiness. An annual fee applies after the first year, but this is offset by the generous reward points earned while utilizing the card.
Card Benefits
The Alaska Airlines Visa Credit Card offers a variety of benefits including 3x miles on all eligible purchases made directly with Alaska Airlines. Additionally, cardholders can receive one free checked bag and priority boarding when they fly with the airline. The card also provides access to discounts at select locations such as hotels, car rentals, cruises and more. Furthermore, it includes 24/7 customer service that is available to help resolve any issues or answer questions about the account.
Furthermore, points earned from this credit card do not expire for the life of the account if used appropriately. Miles are easy to redeem for travel rewards such as flights and vacation packages as well as merchandise and gift cards from different retailers. There’s no limit to how much money you can earn in miles either; each mile is worth one cent towards bookings with Alaska Airlines or its partners like American Airlines, Delta Air Lines and Hawaiian Airlines.
Rewards Program
The Alaska Airlines Visa® Credit Card offers a generous rewards program for cardholders. Points are earned at the rate of three miles per dollar spent on eligible purchases with Alaska Airlines and one mile per dollar on all other purchases. The points can be used to book travel, purchase gift cards or merchandise from the online store, redeem for magazine subscriptions and more. Additionally, cardholders receive priority boarding privileges when flying with Alaska Airlines as well as exclusive discounts on car rentals, hotel stays and select vacation packages.
Points do not expire and there is no limit to how many you can accumulate in a year. There are also several bonus categories which offer additional opportunities to earn points including dining out, shopping at department stores and gas stations. Plus every anniversary year, cardholders will receive an annual companion fare certificate that allows them to buy one ticket at the regular price when travelling with another person.
Fees & Interest Rates
The Alaska Airlines Visa® Credit Card has a variable APR of 17.49%- 24.99%, based on creditworthiness, and no annual fee for the first year with an ongoing fee of $75 after that. Balance transfers have a fee of either $5 or 5% (whichever is greater). Cash advances come at a cost of 25 dollars or 10% (whichever is greater) with a minimum cash advance fee of 10 dollars. Foreign transactions are subject to a 3% foreign transaction fee. Late payments incur up to 39 dollar fees and returned payment fees can be as high as 35 dollars.
Overall, this card offers some good benefits in terms of rewards points but its associated fees should also be taken into consideration when deciding whether or not applying for it would be beneficial. It may not be suitable for those who cannot pay off their balance every month due to the high interest rates and potential late payment fees.
Customer Service
Customer service is an integral part of the Alaska Airlines Visa® Credit Card review. The customer service team can be accessed through a variety of channels, including phone or email. Those who choose to contact customer service via telephone will find that the representatives are knowledgeable and willing to assist with any questions or concerns they may have regarding their card account.
The information provided on the website also allows customers to easily manage their accounts online, view statements and make payments without having to call into customer service directly. Additionally, there are helpful tutorials available for those needing assistance in navigating their accounts. All this makes it easy for customers to stay informed about their credit cards and take advantage of all the benefits offered by the Alaska Airlines Visa® Credit Card.
Pros & Cons
The Alaska Airlines Visa® Credit Card is a great choice for travelers who frequently fly with Alaska Airlines. It offers 3x miles on all eligible purchases of Alaska airfare, as well as 2x miles on gas and restaurant purchases. Additionally, users receive access to exclusive benefits like early boarding privileges and discounted companion fares. The card also has no annual fee, making it an attractive option for budget-conscious consumers.
However, the credit card does have some drawbacks. For example, there is a $99 companion ticket fee each year if you choose to purchase one. In addition, while the rewards rate on airfare is competitively high, other purchases earn just 1 mile per dollar spent, which can be lower than some other cards in its class. Furthermore, bonus points are only earned after spending $1K within 90 days of opening an account – this could be difficult for some new applicants to achieve quickly.
Conclusion
The Alaska Airlines Visa® Credit Card is a strong choice for frequent flyers of the airline. It offers 3x miles on Alaska airfare, plus additional rewards that can be used to offset travel expenses and more. The card’s fees and interest rates are competitive in its class, as is its customer service.
Overall, this credit card provides great value for those who fly with the airline regularly. Its generous rewards program makes it easy to accumulate points quickly, while its low fees and excellent customer service make managing the account simple and stress-free. With all these benefits combined, it’s no wonder why so many travelers choose this credit card over other options available.
The Alaska Airlines Visa® Credit Card is an ideal option for frequent flyer’s looking to get maximum value out of their travels. Not only does it provide generous rewards that can help reduce travel costs, but also boasts competitive fees and reliable customer service support. Whether you’re taking a business trip or flying home for the holidays, this credit card gives you plenty of reasons to love traveling with Alaska Airlines even more!