10 Financial Principles That Are Biblical

Money is an important part of life and how we manage it can have a profound effect on our lives. But did you know that the Bible has some advice when it comes to financial principles? Here are 10 biblical financial principles that can help you get a better handle on your finances.

We all want to be responsible with our money, but sometimes understanding how to do this isn’t always easy. Knowing what the Bible says about money can help us make smart financial decisions that will benefit us in the long run. Here are 10 biblical financial principles that are worth considering.

These biblical principles don’t just apply to Christians; anyone who wants to be smart with their money should consider following them. So whether you’re trying to figure out how to save for retirement or pay off debt, these biblical principles can provide guidance and help keep you on track with your finances.

Defining Wealth

The Bible’s perspective on wealth can be summarized in one statement: “Riches do not profit in the day of wrath” (Proverbs 11:4). This verse tells us that riches can’t save us from God’s judgment. That said, wealth is still a blessing from God and should be used to His glory. We must remember that it is ultimately God who provides for our needs and wants.

Wealth should not be seen as an end goal but rather a tool to help us live out our mission to glorify God. We should use wealth responsibly, investing it wisely and using it to serve others in need. Financial stewardship is key; we must strive to increase our resources, but also be mindful of how they are used. It’s important to not let money become an idol or lead us into temptation.

It’s important to remember that financial success comes through obedience to the Lord. Our heart attitude towards money will determine whether we use our resources for good or evil. We are ultimately responsible for managing the gifts God has given us and using them for His glory.

Generosity And Giving

With an understanding of wealth defined, it is important to look at the relationship between biblical principles and finances. Generosity and giving are two essential components that are essential to living out a life of financial stewardship.

The Bible speaks often about generosity and giving as part of our financial responsibility. Proverbs 11:24 states, “One person gives freely, yet gains even more; another withholds unduly, but comes to poverty.” This verse speaks to the power of giving and the reward that comes with it. It also implies that when someone holds too tightly onto their resources, they will eventually come to lack.

Giving is not just about money either; it is about using the resources we have been given to help others in need. God has blessed us with so much and calls us to be generous with our time and talents as well as our finances. Matthew 25:35-36 says, “For I was hungry and you gave me something to eat, I was thirsty and you gave me something to drink, I was a stranger and you invited me in.” When we extend kindness to those around us, we are living out God’s call for us to be generous in spirit.

Generosity and giving are both important aspects of being good stewards over the resources God has entrusted us with. We should strive daily to use what we have been given wisely while also helping those in need around us.

Saving And Investing

Saving and investing are two important financial principles that are backed by the Bible. The Bible encourages us to save, and to not become enslaved by debt. Proverbs 22:7 says “the borrower is slave to the lender”, meaning that we should limit our borrowing and save instead. We can also be wise with our finances by investing in assets such as stocks and mutual funds. Investing wisely can increase our wealth over time, which is recommended in Proverbs 13:11, which states “wealth gained quickly will dwindle away, but those who gather it little by little will increase it”.

We should also be aware of any potential risks when saving or investing. Before making any big financial decisions, it is important to research and consult with a financial advisor if necessary. This way, we can take steps to protect our hard-earned money from any potential losses or scams. Additionally, we should never forget about God’s role in our finances; he wants us to prosper and use our money wisely (Deuteronomy 8:18). As long as we practice wisdom and faithfulness with our finances, God will provide for us abundantly.

Overall, saving and investing are great ways to build wealth if done responsibly. We can make smart decisions with our money by following biblical principles such as limiting debt and practicing patience with investments instead of going after quick gains. With God’s help, using these principles can help us reach financial success over time.

Financial Planning

From saving and investing, we now move on to financial planning. Financial planning is essential for ensuring that you are able to reach your goals in life, both short-term and long-term. It involves making decisions about how to use money wisely, such as budgeting and allocating resources, so that you can achieve the maximum amount of success with the resources you have available. The Bible provides numerous principles that can be used when it comes to financial management, which can help guide our decision-making process.

The first biblical principle is that of stewardship. This principle teaches us that God has entrusted us with all the resources He has given us – everything from money to time – and it is our responsibility to use these resources wisely. Stewardship means taking care of what we have been given; not recklessly wasting or spending whatever we have at the expense of others or ourselves. We should also strive to be generous with our resources, using them for good works and helping those who are less fortunate than us.

The second biblical principle is that of contentment. This means being satisfied with what we have and recognizing that true joy does not come from material possessions or wealth but rather from having a relationship with God and serving Him faithfully. Contentment prevents us from envying those who may be wealthier than us or seeking out ways to make more money simply for the sake of accumulating wealth; instead, it encourages us to find joy in living modestly while still providing for our needs.

We should also remember the importance of prioritizing our needs over wants when it comes to financial planning; by focusing on meeting basic needs like food, housing, healthcare, transportation and education before anything else, we are able to ensure that we are making wise decisions with our finances and setting ourselves up for a successful future. With these important principles as guidance, we can develop sound financial plans that will help us reach our goals in life.

Debt Management

Debt management is an important part of financial planning. According to the Bible, it is wise for us not to be in debt and to pay our debts promptly. Proverbs 22:7 says, “The rich rule over the poor, and the borrower is slave to the lender.” This verse encourages us to avoid over-leveraging ourselves financially and being enslaved by our debt. We should seek God’s wisdom in understanding how best to manage our finances so that we don’t become a slave to debt.

It is also important that we make sure that any debt we do have can be managed responsibly. That means living within our means and not taking on more debt than we can handle or afford. We should never take out loans unless absolutely necessary and then only after careful consideration of all the risks involved. When faced with difficult financial decisions, prayerfully seek God’s guidance so that He may grant you wisdom in managing your financial resources.

Living a life free from overwhelming debt will enable us to put God first in all areas of our lives. It will also help us use our money more wisely and lead us towards a secure financial future.

Contentment With What You Have

One of the most important financial principles that are biblical is contentment with what you have. Being content allows us to appreciate our blessings and remember to be thankful for them. It can also help us avoid falling into temptation or debt by avoiding spending beyond our means or taking on more debt than we can handle.

The Bible has many verses about being content, such as “Godliness with contentment is great gain” (1 Timothy 6:6). This means that if we are satisfied with what we have, it will bring us spiritual and physical benefits. As Proverbs 15:16 says, “Better is a little with the fear of the Lord than great treasure and trouble with it”. This verse teaches us that having less money is better than having a lot of money if it comes with worry and stress.

Therefore, it’s important to be mindful of our spending habits and find ways to wisely use the resources God has given us. We should strive to live within our means, trust in God’s provision, and be grateful for all He has given us. In doing so, we can enjoy a life of peace and contentment in His presence.


In conclusion, the Bible provides many principles for managing our financial resources. We should always remember that wealth is not measured by what we have, but by what we do with it. This includes using it for generous giving and investing wisely for the future. Financial planning is essential to ensure that our resources are used in a way that serves us and those around us. Finally, debt management and contentment with our current circumstances are key principles to ensure that we are walking in God’s will. By following these 10 biblical financial principles, I am confident that I can be a good steward of my resources and live according to God’s will.

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