Why Cash Envelopes WINS – and others FAIL

ryclark Cash Envelopes Leave a Comment

Would you ever drive a car if all you could see was the rear view mirror?  NO! All budgeting systems are reactionary, meaning that you spend and then they tell you about it.  Their information is in the past, too late to cause real influential change in behavior.  And that is everything!  Behavior.  If we really want to have our …