BUDGETING AS EASY AS SPENDING
Love Envelope Budgeting?
Cash Envelopes has proven to be the
most successful budgeting method for
real results, real fast. BUT our
society is mostly CASHLESS.
ProActive makes it cashless
Real control over money comes by changing behavior,
not by charts and graphs.
HOW DOES IT WORK…
EXACTLY LIKE CASH ENVELOPES
Swiping without choosing an envelope will result in a “Decline”. The ProActive card has a Zero Balance until a choice is made. This also keeps you safe from unwanted purchases or theft.
Works like cash
- No Pending transactions – All transactions post instantly
- No Guessing – Stop doing mental math in line as you make a purchase hoping there’s enough money
- No Overdrafts – If there’s not enough cash, the system says “no”
- No Guilt – Stop worrying about managing the budget. Make budgeting as easy as spending
SAFE & SECURE
With ProActive, until a category is selected on the phone app, the Default Card Balance is ZERO leaving thieves with a plastic card and no money. It’s that simple.
BUDGET EVERY DOLLAR
Once you create a distribution plan you can save it for later. When new funds come in they get distributed automatically. Make changes at any time.
ADDITIONAL BANKING FEATURES
Never put down multiple cards again. Just select your category and send payments to friends easily.
Photo Check Deposit
Can’t find your shoes to get to a branch? No worries! Deposit checks with your phone in your pajamas.
Take care of all your bills right here. In fact, we can even pay them for you automatically and as part of the Smart Debt Elimination system below.
Give your kids their own cards (with or without an app) and connect your whole family. Pay an allowance, tuition, or work around the house. Start teaching money management skills now.
Most Bill Pay apps can’t mail a check for rent or to granny for that loan she gave you. ProActive can send paper checks right from your phone.
ProActive Requires a Choice BEFORE you Buy…
just like Cash Envelopes.
Get ProActive FREE
for 45 days
then just $60/yr or $7/mo.
Frequently Asked Questions
*You will be subject to that ATM’s fees if any.
We’d love to hear from you. Please contact us anytime.
Address 881 West State Rd #140-558,Pleasant Grove UT 84062
Email Launch (at) ProActiveBudget Dot com